It takes an in depth understanding of the wholesale food business and specialized risk management expertise to craft insurance programs that protect an owner’s interests and deliver the best possible rates.
“Chances are 65% of your insurance premiums go to workers’ comp. Cut that cost and you’ve made money. Rueter Insurance knows how to do it,” says Joe Rueter.
Controlling workers’ comp expenses is a major issue. Just ask Bill Streich, CFO of Holt Logistics Corp. “Joe Rueter has had a significant impact on loss prevention and loss control at our terminals. Our workers’ comp costs are down 50%, which is a huge savings.”
Making it happen is our job. With our ongoing on-site assessments, we identify unsafe conditions, make workable recommendations and monitor results. We’re hands on, visiting worksites, conducting safety audits, talking to supervisors and workers to understand the issues.
We review every claim to isolate the cause and follow through to make sure it doesn’t happen again, and manage them through to completion. Since lingering claims push up costs, we get them closed as soon as possible.
With the amount of data insurance companies now have available, they expect businesses – including food wholesalers – to place a high priority on having strong loss prevention and loss control programs in place.
It’s our job to ensure the insurance company views your business as a good risk, and that you receive the best rates available, which helps make you even more competitive.
That’s why Ryeco, LLP, engages Rueter Insurance. “We moved quickly in implementing a loss prevention and loss control plan,” says GM Ken Sanger. “It worked. In one year, our premium dropped almost 25% and our on-the-job injuries were at zero.”