When we find auto insurance policies for our clients, we’re focused on not only giving you the coverage you need for costly automobile claims but also making sure that coverage comes to you at a price you can afford. We reach this goal by asking the right questions to make sure you’re getting the perfect policy for your needs and your budget, including an appropriate deductible and reasonable monthly premiums.



One of Joe Rueter’s clients referred me to him,” says Andrew Horn of Narberth, PA. “Believe me, it was a different experience. He asked lots of questions, surveyed our home and vehicles, and analyzed our existing policies. His proposal was impressive. He spotted gaps in our coverage and places where we were underinsured. To top it off, he found discounts we didn’t know existed. We were so pleased to get better coverage with a lower premium.

Andrew Horn

Bensalem, PA

Essential Coverages

The ideal auto insurance policy will not only give you the minimum coverage required by law in your state, but it will also take into account what kind of additional coverage you might need or benefit from.

Some components of auto insurance policies include:

  • Liability Insurance
  • Collision Coverage
  • Uninsured/underinsured Motorist Coverage
  • Personal Injury Protection
  • Comprehensive Coverage
  • No-fault Insurance

Critical Issues

Owning and operating requires taking on a certain amount of risk. These risks are managed by safe driving practices, as well as having the right insurance in place to protect you. Some of the critical issues your auto insurance policy can financially protect you from include:

  • Damage to your car from collisions, falling objects, and other incidents
  • Medical payments and legal bills coverage for yourself, the other driver, and passengers
  • Rental car cost reimbursement
  • Roadside assistance and towing coverage

Questions Other Agents May Fail to Ask

At Rueter Insurance, we ask important questions that other agents might not. By asking these questions, we help make sure you have the coverage you need and a plan that works for you.

  • Who else drives your vehicle?
  • Which discounts are you eligible for?
  • What types of additional auto insurance coverage might be beneficial for you?
  • Do you need coverage beyond the legally required state minimums?
  • What steps can you take to minimize your insurance risk?