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Social media has become a ubiquitous presence in our daily lives and an emerging risk for insurance companies. While social networks are used to inform, educate, and entertain, they are also platforms for rants, goading, cyberbullying, libel, slander, invasion of privacy, and more.   Many people assume that the liability coverage in the standard homeowners […]

What you need to know about sinkholes Pennsylvania is the number two state in sinkholes, right behind Florida. If you live in the eastern or central part of the Keystone State, you’re in sinkhole country.   A sinkhole is best described as the gradual caving or sinking of an area. Sinkholes are caused by acidity […]

Joisted Masonry or better construction is preferred. Compliance with NFPA (National Fire Protection Association) standards for spray booths, flammable liquids, and welding. Develop a process for handling customer keys. A log should be kept, and keys should be signed in and signed out on this log. Keys should never be left in a vehicle. Premises […]

The 2016 ‘Rideshare’ law in Pennsylvania law sets insurance standards, fee, and licensing requirements for the companies, and inspection standards for the drivers. Personal auto insurance is not sufficient. Drivers need to carry insurance that recognizes they drive for a transportation network company (TNC) such as Uber or Lyft.   When drivers are logged into […]

Given the ubiquitous use of social media by the general public, businesses have embraced it as an effective marketing vehicle to interact with customers and expand brand recognition.   Yet, the more a business uses social media, the greater the exposure to lawsuits for libel, slander, copyright infringement, and privacy invasion. Couple this with the […]