Protection for Your Union, Your Leadership, and Your Members.
Labor unions face complex risks, from protecting union funds to defending board decisions. We provide specialized insurance to protect your organization's leaders and assets.
Comprehensive Coverage for Your Labor Union
A standard non-profit policy doesn't cover your most critical risks. We build a comprehensive program that includes:
Fiduciary Liability: Critical. Protects those who manage the union's pension, health, and welfare funds from claims of mismanagement or breach of duty.
Directors & Officers (D&O) Liability: Essential. Protects union leaders and board members from personal liability for their decisions.
Crime Insurance / Fidelity Bond: Protects the union's funds from theft, fraud, or embezzlement by employees or officers.
Employment Practices Liability (EPLI): Protects the union (as an employer) from claims by its own staff (e.g., wrongful termination, discrimination).
General Liability: Covers third-party injuries at your union hall or during union-sponsored events.
Workers' Compensation: Protects your paid union staff.
“Our company’s relationship with Joe Rueter goes back 20 years. He has the risk management expertise... and the personal commitment that creates trust. He’s hands-on and part of our team. When we find people with Joe’s qualities, we’re loyal to them.”
Our Clients See Us as 'Part of the Team'
A 'Hands-On' Approach to Your Union's Risk
We are risk management partners who understand the unique fiduciary and leadership challenges of a labor union. Finding you coverage is not all that we do, it is just the beginning.
1. Expert Risk Analysis: We'll review your operations, from your benefit fund management to your board's D&O exposure."
2. Tailored Program Design: We shop policies from top-rated carriers to build a comprehensive, cost-effective program that protects your leadership and your funds.
3. Proactive Service: We are your 'hands-on... part of the team,' providing continual advice so you can focus on what matters: your members.
Get the Expert Protection Your Union Deserves
Schedule a confidential review of your current union insurance.
Or Call Our Commercial Team: 215-637-8223