Protection for Your Members, Your Trainers, and Your Facility.
From member liability to expensive equipment, your fitness center has unique risks. We provide specialized insurance to protect your gym, your staff, and your reputation.
Comprehensive Coverage for Your Fitness Center
General Liability: Covers member and guest injuries (e.g., slip-and-falls in the locker room or on a wet floor).
Professional Liability: Crucial. Protects you, your gym, and your trainers from claims of injury due to instruction, advice, or a training plan.
Equipment Breakdown: Critical coverage for your expensive treadmills, ellipticals, weight machines, and HVAC systems.
Commercial Property: Protects your building, equipment, and facility from fire, theft, or other damage.
Workers' Compensation: Protects your trainers, front-desk staff, and cleaning crew.
A standard Business Owner's Policy won't cover your most critical risks. We build a comprehensive program that includes:
“Fast, thorough…perfect. These three words... describe our experience over many years working with Rueter Insurance. Our business is highly technical and demanding, and we expect our partners to meet the same standards. The Rueter Insurance team always comes through for us... On a scale of 1 to 10, they’re a perfect 10.”
Trusted by Highly Technical & Demanding Businesses
A 'Hands-On' Approach to Your Facility's Risk
We are risk management partners who understand the unique liability of a health club. Finding you coverage is not all that we do; it is just the beginning.
1. Expert Risk Analysis: We'll review your member waivers, your equipment maintenance logs, and your trainer certification process.
2. Tailored Program Design: We shop policies from top-rated carriers to find the best value for your specific general and professional liability needs.
3. 'Perfect 10' Service: We provide the 'fast, thorough... perfect' service you need, so you can focus on your members' health and safety.
Get the Right Protection for Your Gym
Let us handle the risk so you can focus on your members.
Or Call Our Commercial Team: 215-637-8223