Protection for Your Bays, Your Tools, and Your Customers' Cars.
Your auto shop is a high-risk, technical operation. We provide specialized garage insurance to protect you from damage to a customer's vehicle to a break in your diagnostic equipment.
The Right Coverage for Your Shop
Garagekeepers Liability: Essential. Covers damage to a customer's vehicle while it is in your "care, custody, or control" (e.g., during a test drive, while on a lift, or parked overnight).
Garage Liability: Covers your business operations, including bodily injury or property damage caused by your work (e.g., a customer slips in your bay, or a faulty repair causes an accident).
Property & Inland Marine: Protects your building, as well as your expensive, high-value tools and diagnostic computers.
Equipment Breakdown: Critical coverage for your lifts, compressors, and advanced diagnostic machinery.
Workers' Compensation: Protects your mechanics and service writers from injuries in the shop.
A standard Business Owner's Policy won't cover your most critical risks. We build a comprehensive program that includes:
Trusted by Highly Technical & Demanding Businesses
“Fast, thorough…perfect. These three words... describe our experience over many years working with Rueter Insurance. Our business is highly technical and demanding, and we expect our partners to meet the same standards. The Rueter Insurance team always comes through for us... On a scale of 1 to 10, they’re a perfect 10.”
Expert Risk Analysis for Your Technical Operation
Insurance is available everywhere. Risk management expertise is not. We are risk management partners who understand the unique liability of a service shop.
1. Expert Risk Analysis: We'll review your entire operation, from your key-handling procedures to your test-drive policies, to ensure you are fully protected.
2. Tailored Program Design: We shop policies from top-rated carriers to find the best value, building a policy that correctly covers your building, your tools, and your Garagekeepers exposure.
3. Proactive Service: We provide continual advice 3, proactive claims management, and the 'fast, thorough... perfect' service you need to run your shop without interruption.
Get the Right Protection for Your Shop
Let us handle the risk so you can focus on your customers.
Or Call Our Commercial Team: 215-637-8223