Keep Your Products Moving and Your Business Protected.
From fleet operations and product spoilage to warehouse risks, food distributors face unique challenges. We provide specialized insurance to protect your inventory, your team, and your bottom line.
Comprehensive Coverage from Warehouse to Delivery
A standard Business Owner's Policy can't cover your complex logistical risks. We build a comprehensive program that includes:
Spoilage / Refrigeration Breakdown: Critical coverage for your perishable inventory if your cooling systems fail.
Commercial Auto / Fleet Insurance: Protects your entire fleet of delivery trucks and sales vehicles.
Inland Marine / Stock & Inventory: Covers your product while it's in your warehouse and, critically, while in transit on your trucks.
Product Liability / Product Recall: Protects you if a product you distribute causes illness or injury, requiring a recall.
Workers' Compensation: Protects your drivers, warehouse staff, and sales team from injuries.
Equipment Breakdown: Covers your essential warehouse equipment (conveyors, refrigeration units) from mechanical failure.
“Our company’s relationship with Joe Rueter goes back 20 years. He has the risk management expertise, understanding of small business, and the personal commitment that creates trust... He’s hands-on and part of our team. When we find people with Joe’s qualities, we’re loyal to them.”
Our Clients See Us as 'Part of the Team'
A 'Hands-On' Approach to Your Logistical Risks
Finding you coverage is not all that we do, it is just the beginning. We are risk management partners who understand the unique challenges of your business.
1. Expert Risk Analysis: We'll review your driver safety programs, warehouse protocols, refrigeration maintenance logs, and product recall plans.
2. Tailored Program Design: We shop policies from top-rated carriers to ensure your fleet, property, and perishable inventory are all covered under one comprehensive program.
3. Proactive Service: We are your 'hands-on... part of the team,' providing continual advice, proactive claims management, and fast, accurate Certificates of Insurance.
Get Your Business Covered, From Spoilage to Shipping
Let us handle the risk so you can focus on operations.
Or Call Our Commercial Team: 215-637-8223