Specialized Coverage for Fireproofing Contractors.
Fireproofing is a high-stakes, zero-failure job. We provide the specialized liability and Errors & Omissions coverage you need to protect your work, your team, and your reputation.
Essential Coverage for Fireproofing Applicators
A standard General Liability policy will not cover your most critical risk: failure of your product to perform. We build a comprehensive program that includes:
Errors & Omissions (E&O) / Professional Liability: Essential. Covers claims for faulty application or failure of the fireproofing material to perform as specified, leading to a financial loss.
General Liability: Covers job site injuries or property damage caused by your operations.
Pollution Liability: For chemical overspray and containment/cleanup.
Workers' Compensation: Protects your application crews from site and chemical exposure risks.
Inland Marine (Equipment): Protects your valuable spray rigs, scaffolding, and tools.
Commercial Auto: Covers your fleet of work trucks.
“Around our company, ‘JoeRueter’ is one word... We work with large GCs that require strict contract wording, tight insurance requirements, and expect the processing of certificates of insurance to be quick and correct. Joe always delivers for us... he knows the construction business... We trust him and wouldn’t be without him.”
We Know the Construction Business
A 'Hands-On' Approach to Your Construction Risk
We are a boutique agency and designated Construction Risk & Insurance Specialists (CRIS). We understand the strict contract wording and high-liability nature of your fireproofing work.
1. Expert Risk Analysis: We'll review your contracts, your application protocols, and your past work to identify your specific E&O liability.
2. Tailored Program Design: We find carriers who understand and will cover fireproofing operations, ensuring your policy doesn't have dangerous exclusions.
3. 'Perfect 10' Service: We deliver the 'fast, thorough... perfect' service you need, especially for the 'quick and correct' Certificates of Insurance to keep your GCs happy.
Get the Expert Protection Your Business Demands
Schedule a confidential review of your current contractor's insurance.
Or Call Our Construction Team: 215-637-8223