Protection That's as Personal as Your Service.
Your salon or spa is built on personal relationships. We provide specialized insurance to protect your reputation, your clients, and your business from the unique risks you face every day.
Comprehensive Coverage for Your Spa or Salon
A standard Business Owner's Policy doesn't cover your most critical risk: your professional service. We build a comprehensive program that includes:
Professional Liability (E&O): Crucial. Covers claims of injury or damage from your services (e.g., chemical burns, allergic reactions, infections, or cuts).
General Liability: Covers claims of injury at your location (e.g., a client slips on a wet floor).
Business Property: Protects your expensive equipment (chairs, sinks, lasers, tables) and your valuable product inventory.
Workers' Compensation: Protects your stylists, therapists, and staff from work-related injuries (e.g., slips, repetitive motion, chemical exposure).
Business Interruption: Replaces lost income if a covered loss (like a fire or major water leak) forces you to close temporarily.
“Rueter insurance is a family-owned business and you know they care. They’re personable, knowledgeable, and very easy to work with. Always ready to take time to help us.”
Trusted by Client-Focused Professionals
A 'Hands-On' Approach to Your Business
You're an expert in your field, and so are we. We are risk management partners who understand the personal nature of your business.
1. Expert Risk Analysis: "We'll review your full list of services—from chemical peels to styling—to identify your specific professional liability exposures."
2. Tailored Program Design: "We'll shop policies from top-rated carriers 4 to find the best value for your professional and general liability needs."
3. 'Perfect 10' Service: "You provide 'perfect 10' service to your clients 2, and we do the same for you. You get a 'personable, knowledgeable' partner, not a call center.
Focus on Your Clients. We'll Handle the Risk.
Get the expert protection your spa or salon deserves.
Or Call Our Commercial Team: 215-637-8223