Protection for Your Business, From Your Kitchen to Their Event.
Your catering business moves fast. We provide specialized insurance to protect your food, your fleet, and your team at any venue.
Comprehensive Coverage for Your Catering Business
A standard Business Owner's Policy won't cover your most critical risks. We build a comprehensive program that includes:
General Liability (Off-Premises): Essential. Covers property damage or injuries at the event venue (e.g., a guest trips over a wire, or a server spills on expensive flooring).
Product Liability: Protects you from claims of foodborne illness.
Liquor Liability: Critical if you serve alcohol. Protects you from claims related to an intoxicated guest.
Commercial Auto: Covers your vans and trucks used for deliveries and events.
Inland Marine (Equipment): Protects your expensive equipment (warmers, ovens, etc.) while it's in transit to and from an event.
Spoilage / Equipment Breakdown: Covers the cost of perishable food if your kitchen's walk-in freezer or refrigerator fails.
Workers' Compensation: Protects your kitchen staff, drivers, and event servers.
“Fast, thorough…perfect. These three words... describe our experience over many years working with Rueter Insurance. Our business is highly technical and demanding, and we expect our partners to meet the same standards. The Rueter Insurance team always comes through for us... On a scale of 1 to 10, they’re a perfect 10.”
Trusted by Highly Technical & Demanding Businesses
A 'Hands-On' Approach to Your Event Risk
We are risk management partners who understand the unique liability of a catering business. Finding you coverage is not all that we do, it is just the beginning.
1. Expert Risk Analysis: We'll review your event contracts, your food handling protocols, and your liquor service (TIPS/RAMP) training.
2. Tailored Program Design: We shop policies from top-rated carriers to build a program that covers your kitchen, your fleet, and your off-premises liability.
3. 'Perfect 10' Service: We provide the 'fast, thorough... perfect' service you need, especially for the 'quick and correct' Certificates of Insurance that venues demand.
Focus on the Event. We'll Handle the Risk.
Let us handle the risk so you can focus on your guests.
Or Call Our Commercial Team: 215-637-8223