Protect Your Passion. Secure Your Adventure.
Whether you're navigating the Delaware River, docking at the Jersey Shore, or heading to the Poconos in your RV, we ensure your fun doesn't turn into a financial liability.
Coverage That Goes Beyond the Dock
Many boaters assume their Homeowner's policy covers their boat. Often, it provides little to no liability coverage once you leave the dock. We build specialized policies for boats, yachts, and jet skis that include:"
Wreckage Removal: Critical. If your boat sinks, you are legally responsible for removing it. This can cost thousands and is often excluded from basic policies.
Fuel Spill Liability: Covers the environmental cleanup costs if your boat leaks fuel into the water.
Uninsured Boater: Protects you and your family if you are hit by another boater who has no insurance.
Personal Effects: Covers your fishing gear, electronics, and coolers on board.
More Than Just Auto Insurance for Your RV
Vacation Liability: Protects you if a guest is injured at your campsite (e.g., trips over a cord). Standard auto policies do not cover this.
Full Replacement Cost: Ensures that if your RV is totaled, you get a new model, not just the depreciated value.
Personal Belongings: Covers the clothes, laptops, and gear inside your RV.
Permanent Attachments: Covers awnings, satellite dishes, and leveling jacks.
Your RV is a home on wheels, and it needs more than a standard car insurance policy. We provide specialized coverage for motorhomes, travel trailers, and campers:
“He asked lots of questions... and analyzed our existing policies... He spotted gaps in our coverage and places where we were underinsured... We were so pleased to get better coverage with a lower premium.”
We Find the Coverage You Didn't Know You Needed
Don't Pay Full Price for Fun
The best way to insure a toy is to bundle it. By combining your Boat or RV policy with your Home and Auto insurance, we can often unlock 'Multi-Policy Discounts' that significantly lower your total premiums.
Hit the Water (or Road) with Confidence
Let us review your coverage so you can focus on the adventure.
Or Call Our Personal Lines Team: 215-637-8223