Keeping Your Fleet on the Road and Your Warehouse Protected.
Beverage distribution involves major risks, from fleet operations and warehouse management to product spoilage. We provide specialized insurance to cover your inventory, your trucks, and your team.
Comprehensive Coverage from Warehouse to Delivery
A standard Business Owner's Policy can't cover your complex logistical risks. We build a comprehensive program that includes:
Commercial Auto: Protects your entire fleet of delivery trucks, vans, and sales vehicles.
Commercial Property: Covers your warehouse, office, and all contents.
Inland Marine / Stock & Inventory: Covers your product (your inventory) while it's in your warehouse and, critically, while in transit on your trucks.
Equipment Breakdown / Spoilage: Essential coverage for refrigeration units. Protects you from loss if a breakdown leads to product spoilage.
Workers' Compensation: Protects your drivers, warehouse staff, and sales team from injuries related to lifting, driving, and operations.
General Liability: Covers third-party injuries at your facility (e.g., a slip-and-fall on a loading dock).
“Our company’s relationship with Joe Rueter goes back 20 years. He has the risk management expertise, understanding of small business, and the personal commitment that creates trust... He’s hands-on and part of our team. When we find people with Joe’s qualities, we’re loyal to them.”
Our Clients See Us as 'Part of the Team'
A 'Hands-On' Approach to Your Logistical Risks
Finding you coverage is not all that we do, it is just the beginning. We are risk management partners who understand the unique challenges of your business.
1. Expert Risk Analysis: We'll review your driver safety programs, warehouse protocols, and vehicle maintenance records to identify liability risks.
2. Tailored Program Design: We shop policies from top-rated carriers to ensure your fleet, property, and inventory are all covered under one comprehensive program.
3. Proactive Service: We are your 'hands-on... part of the team,' providing continual advice, proactive claims management, and fast, accurate Certificates of Insurance.
Get Your Business Covered, From Spoilage to Shipping
Let us handle the risk so you can focus on operations.
Or Call Our Commercial Team: 215-637-8223