Protect Your Investment. Secure Your Income.
As an apartment building owner, you face complex risks every day. We provide specialized habitational insurance to protect your property, your rental income, and your bottom line
Comprehensive Coverage for Your Rental Properties
A standard business policy won't cover your unique exposures as a landlord. We build a comprehensive program to protect you from tenant liability to catastrophic property loss.
Commercial Property: Covers your building structure from fire, wind, water damage, and other perils.
General Liability: Protects you from claims of tenant or guest injury (e.g., a slip-and-fall in a common area) and property damage.
Loss of Rental Income (Business Interruption): Replaces your lost rent if a covered peril (like a fire) makes your units uninhabitable during repairs.
Equipment Breakdown: Critical coverage for boilers, HVAC systems, and elevators that are costly to repair and can fail unexpectedly.
Ordinance or Law: Covers the extra, non-recoverable cost to rebuild your property to newer, stricter building codes after a major loss.
Workers' Compensation: Provides coverage for any maintenance, leasing, or on-site staff you employ.
“Our company’s relationship with Joe Rueter goes back 20 years. He has the risk management expertise, understanding of small business, and the personal commitment that creates trust... He’s hands-on and part of our team. When we find people with Joe’s qualities, we’re loyal to them.”
Our Clients See Us as 'Part of the Team
Get the Expert Protection Your Investment Deserves
Schedule a confidential review of your current property insurance. We'll find the gaps before they become a crisis.
Or Call Our Commercial Team: 215-637-8223