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Does your commercial policy cover social media liability?

Given the ubiquitous use of social media by the general public, businesses have embraced it as an effective marketing vehicle to interact with customers and expand brand recognition.   Yet, the more a business uses social media, the greater the exposure to lawsuits for libel, slander, copyright infringement, and privacy invasion. Couple this with the […]

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When you need golf cart insurance

While golf carts were designed for use on golf courses, today they are multi-purpose, used to travel around condo complexes, gated communities, golf resorts, and even on neighborhood streets as allowed by law.   Many people mistakenly believe that their existing homeowners and auto policies will cover their golf carts if damaged or stolen, or […]

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Does your Homeowners Policy cover social media liability and cyberbullying?

Social media has become a ubiquitous presence in our daily lives and an emerging risk for insurance companies. While social networks are used to inform, educate, and entertain, they are also platforms for rants, goading, cyberbullying, libel, slander, invasion of privacy, and more.   Many people assume that the liability coverage in the standard homeowners […]

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Sinkholes and insurance in Pennsylvania

What you need to know about sinkholes Pennsylvania is the number two state in sinkholes, right behind Florida. If you live in the eastern or central part of the Keystone State, you’re in sinkhole country.   A sinkhole is best described as the gradual caving or sinking of an area. Sinkholes are caused by acidity […]

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Service Repair Loss Control

Joisted Masonry or better construction is preferred. Compliance with NFPA (National Fire Protection Association) standards for spray booths, flammable liquids, and welding. Develop a process for handling customer keys. A log should be kept, and keys should be signed in and signed out on this log. Keys should never be left in a vehicle. Premises […]

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